> ## Documentation Index
> Fetch the complete documentation index at: https://support.pexcard.com/llms.txt
> Use this file to discover all available pages before exploring further.

> When you apply for a PEX account, your first card is automatically ordered the moment you're verified — so you can start spending faster

# First credit card auto-ordering 

When you apply for a PEX account on the Start site, auto-card ordering is **selected by default**. Once your account is verified, your card is ordered automatically — no extra steps, no waiting around.

Your card is on its way before you've even logged into your Dashboard.

<Note>
  **Eligibility:**

  Auto-card ordering is available for **Credit Expense** customers who select the option during the application process on the Start site.
</Note>

## Shipping and delivery

Your card ships fast and at no cost to you:

* **Delivered to your business address** — the one you provided during your application on the Start site
* **Priority shipping included** — so you're not waiting longer than you need to
* **Free for your first card** — no surprise charges

### Track your card

Once a tracking number is available, find it on your Dashboard under:

**Dashboard** > **Cards** > **Card orders**

<Warning>
  **Shipping charges for future orders:**

  Shipping for all subsequent card orders will be charged unless you select the Free shipping method. Only the first auto-ordered card ships for free using priority shipping.
</Warning>

## Activate your card and start spending

When your card arrives, **activate it from the Dashboard** to unlock spending. Cards aren't active until you do this — so the sooner you activate, the sooner you're up and running.

<Tip>
  **Tip:**

  Activate your card the moment it arrives — it takes seconds and you'll be ready to spend right away.
</Tip>

## Your default spend policy

Your card comes ready to use with a **Limited spend policy** pre-assigned — a sensible starting point you can adjust at any time.

| Rule                             | Setting                                    |
| -------------------------------- | ------------------------------------------ |
| International use                | Disabled                                   |
| In-person and online spend rules | Card present (in-person) transactions only |
| Daily spend limit                | \$100 per day (Midnight to Midnight ET)    |
| Monthly spend limit              | \$500 per month (Monthly statement period) |

Need more flexibility? **Update the Limited spend policy** or **assign custom spend rules** anytime from your Dashboard:

**Dashboard** > **Cards** > **Card details** > **Spend rules**

## Prefer to order cards yourself?

No problem. During your application on the Start site, simply **uncheck the auto-card ordering checkbox** on the Product selection page. Your account will be verified as usual — you just place card orders manually when you're ready.

***

Questions? Reach out to your admin or [contact PEX Support](https://www.pexcard.com/contact-us/) — we're here to help.