> ## Documentation Index
> Fetch the complete documentation index at: https://support.pexcard.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Does PEX offer Virtual Cards?

> Understand how PEX defines virtual, ghost, and digital cards, and which options are available to your business through the dashboard or API.

## What is a virtual card?

The phrase "virtual card" can mean different things. In the most generic sense, "virtual card" means the digital display of a card number to an end user without a corresponding plastic card – this is how a "virtual card" is defined at PEX.

Sometimes "virtual card" means the ability to generate a unique card number per merchant. All card numbers draw on the same card account or pool of funds. This use of virtual cards is more secure than providing a single card number for purchases as each merchant receives a unique card number. The preferred term for this use case is "ghost card".

"Virtual card" can sometimes also mean the ability to instantly provision a digital card and make secure purchases through a device such as a mobile phone. The preferred term for this use case is "digital card".

## Does PEX offer virtual cards?

PEX offers virtual cards for all customers. Please see [How to Create Virtual Cards](/administrator-guide/creating-virtual-cards) for details on how to create virtual cards.

PEX also offers support for digital cards. Please see [Adding a PEX Card to a Digital Wallet](/administrator-guide/adding-a-pex-card-to-a-digital-wallet-admin-guide).

Virtual cards can also be provisioned and retrieved via an API endpoint. For more information, please see our [API documentation](https://developer.pexcard.com/documentation). Note: you will need to sign up for a free developer account to access this page.